When a person becomes injured on the job, they may initially receive short-term disability. The insurance helps to cover some of the employee's income, making it easier for them to recover without financial hardship. Still, short-term disability is designed to provide benefits to employees who will recover from their disability within a year or less. If a person's disability will continue beyond 52 weeks, long-term disability may be considered.
A disabled person may be eligible to receive long-term disability benefits for the duration of their disability until they reach 65 years of age. Employees are able to receive long-term disability for a variety of conditions, including some ailments that impair a person's mental functions.
Here is a bit of information about long-term disability benefits for neurocognitive conditions.
What Is a Neurocognitive Condition?
A neurocognitive condition can affect a person's ability to learn, pay attention, and interact socially. People who suffer from these disorders may find it difficult to remember or memorize. Additionally, they may have trouble understanding spoken or written language. They may also have behavioral issues that prevent healthy interactions with others and impair the ability to perform regular activities.
Who Is Most Likely to Suffer a Neurocognitive Condition?
Most people who develop neurocognitive disorders are older. People of advanced age are more likely to suffer from contributing illnesses, such as multiple sclerosis, Parkinson's, or Alzheimer's.
Still, younger adults may also incur a neurocognitive condition from chemical addictions, meningitis, concussions, nutritional deficiencies, or other problems that could impair mental functions.
How Is a Neurocognitive Condition Diagnosed?
In order to receive long-term disability benefits, a person must be diagnosed with a covered condition. Neurocognitive disorders are listed in the Social Security Administration's Blue Book, defining them as impairments that disable. To diagnose a neurocognitive condition, a physician may perform a number of scans, such as an MRI, a CT scan, or an EEG. The MRI and CT scan provide images of the brain. An EEG measures brain activity.
What Eligibility Requirements Does a Person Have to Meet to Receive Long-term Disability Benefits?
To be medically eligible for the disability benefits, the person must be unable to work their current job or any other job. Additionally, the condition must be so severe that it does not allow the person to perform activities that relate to employment.
If you believe that you suffer from a neurocognitive condition that prevents you from being able to work, contact long-term disability law firms like Longo Laywers.